Credit Cards

We have researched and found the best 0% balance transfer credit cards in the UK – use them to wipe out your debts!

Yes, it’s an expensive time of year, so if you’ve already driven up a stack of debt on your credit card and you’re now stuck paying a hefty rate of interest, it’s time to do something about it.

The best solution for reducing credit card debt and fighting back against high interest rates is to shift that debt onto a 0% balance transfer credit card. This way, you can enjoy a period of interest-free payments!

But if you’re unsure which credit card to pick, the chart below highlights the top 0% balance transfer credit cards available on the market:

Best UK Credit Cards – cheapest credit cards
0% Balance Transfer Cards
Card BT Rate BT Period Typical APR  
Virgin Credit Card 0% 16 mths 16.6% apply online for a loan from Virgin Credit Card
NatWest Platinum 0% 15 mths 16.9% apply online for a loan from NatWest Platinum
Barclaycard Platinum 0% Until 01/01/2011 14.9% apply online for a loan from Barclaycard Platinum
MBNA Platinum Rewards Card 0% 13 mths 15.9% apply online for a loan from MBNA Platinum Rewards Card
AA Credit Card 0% Until 01/01/2011 16.9% apply online for a loan from AA Credit Card
Post Office Platinum 0% 12 mths 16.9% apply online for a loan from Post Office Platinum
Halifax All In One 0% 9 mths 15.9% apply online for a loan from Halifax All In One
0% Purchase Cards
Card Intro Rate Intro Duration Typical APR  
Bank of Scotland All In One 0% 9 mths 15.9% apply online for a loan from Bank of Scotland All In One
Halifax All In One 0% 9 mths 15.9% apply online for a loan from Halifax All In One
Barclaycard Platinum 0% 3 mths 14.9% apply online for a loan from Barclaycard Platinum
Virgin Credit Card 0% 3 mths 16.6% apply online for a loan from Virgin Credit Card
Post Office Platinum 0% 3 mths 16.9% apply online for a loan from Post Office Platinum
Capital One Plus 0% Until 01/07/2010 19.9% apply online for a loan from Capital One Plus
BT Credit Card 0% 3 mths 16.9% apply online for a loan from BT Credit Card
MBNA Platinum Rewards Card 0% 3 mths 15.9% apply online for a loan from MBNA Platinum Rewards Card
NatWest Platinum 0% 3 mths 16.9% apply online for a loan from NatWest Platinum
Cashback Cards
Card Cashback  
American Express Platinum Cashback 5% cashback for 3 months apply online for a loan from American Express Platinum Cashback
MBNA Platinum Rewards Card Use reward points to claim cashback. £1 = 1 point, 5,000 reward points = £20 cashback apply online for a loan from MBNA Platinum Rewards Card